Helicopter Insurance

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Helicopter Insurance - Instant Online Quotes & Low Cost Flexible Cover

The Visicover Standard

Whether you just enjoy touring your home country or exploring further afield, getting the right type of helicopter insurance is important.

Not everyone’s requirements are the same, so with us you only pay for the cover you need. Tell us what you want and your policy and premium are customised to you.

You’ll find our premiums highly competitive and our cover is as transparent as it comes; no hidden charges or fees; you can even spread your payments at no extra cost.

There really are no compromises. We offer top quality cover, with all our helicopter insurance policies underwritten by Allianz. Among the options available are:

Aircraft Loss or Damage
Up to €2.25 million cover for loss or damage to your helicopter, subject to certain specific exclusions. *  
No deduction for time used when replacing parts with specified ‘overhaul life‘, subject to certain specific exclusions. *  
Spares and Equipment
Up to €10,000 for tools, unattached spares and components, subject to certain specific exclusions. *  
Road Transportation
Covers your helicopter while it is transported by road, subject to certain specific exclusions. *  
Flying Clothing and Effects
Up to €4,000 for pilot’s clothing, maps, headsets, safety equipment & baggage (max. €2,000 per person), subject to certain specific exclusions. *  
Personal Accident
Up to €10,000 per passenger, subject to certain specific exclusions. *  
Contract Lease
Meets the requirement of finance companies to note their interest on the policy, subject to certain specific exclusions. *  
Choose named pilots only or select the ‘open’ pilot option.  
Legal Liability
Up to €28.5 million cover for your potential third party / passenger liability arising out of the use of the Aircraft, subject to certain specific exclusions. *  
Crown Indemnity
Extends liability cover to meet the requirements of UK MOD airfields, subject to certain specific exclusions. *  
Airside Vehicle Liability
Up to €10 million to cover potential liabilities arising out of the use of a motor vehicle while airside, subject to certain specific exclusions. *  
Courtesy Aircraft
Up to €25,000 for a temporary replacement aircraft following an insured loss, subject to certain specific exclusions. *  
Trip Interruption
Up to €6,000 cover for emergency passenger accommodation, food & travel (max. €1,000 per person), subject to certain specific exclusions. *  
NCD Protection
Allows one claim in a year without affecting next years no claims discount, subject to certain specific exclusions. *  
Geographical Limits
Choose from three defined areas within which the policy will operate. Cover outside of these areas may be possible subject to individual assessment.  
Aircraft Use
Restrict cover to private, business and pleasure only or extend it to include other uses such as rental, instruction etc.  

* For full details of the options available, including any exclusions, conditions or special clauses, please refer to the Policy Booklet

How it works

Not only can you buy your helicopter insurance online, it’s managed online too.

Need to change your aircraft usage, update your hours or add a pilot?  No problem, our insurance is designed to flex, just instantly update your policy online, any time. And if you’re due a refund, we’ll tell you there and then. 

We’re here to make things easy, so checking or amending your helicopter insurance policy can be done instantly by you, no messing about, just sorted.

And should the worst happen, you can rely on our personalised claims service and 24hr hotline.

Interest Free Instalments
Pay your full premium when you arrange cover or pay a 30% deposit and spread the balance of your premium over 8 monthly instalments at no additional charge (0% Apr). Note, if you are paying by instalments and have a claim, the balance of the years premium becomes payable immediately.  
Up to 20% No Claims Discount
Earn a discount for each claim free year your helicopter insurance is in force up to a maximum of 20%. A 10% introductory discount is available if you are claim free but have not held insurance in your own name.  
24-Hour Claims Hotline
A 24-Hour claims hotline is available so help is on hand when you most need it.  
Working With The Allianz Group
Allianz Global Corporate and Specialty (AGCS) is part of the Allianz Group and is one of the leading aircraft insurance providers in the market today. They underwrite our helicopter insurance cover.

AGCS are authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).

In addition to helicopter insurance we can cater for a wide range of other aircraft types. Please click below for details of the cover options available for different aircraft:

While we can cater for a wide range of aircraft we are currently not able to accommodate warbirds, amphibious aircraft or aircraft used for agricultural purposes, hunting, fire fighting, game capture & control, pylon racing or parachuting. We can also only cater for aircraft owners who are resident in the UK or, in the case of a company, where the company's business is situated in the UK.

Download a Policy Summary or Booklet    Policy Summary Policy Booklet
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