• Aircraft insurance for enthusiasts

Aircraft insurance for enthusiasts

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  • Pay by instalments at no extra cost
  • Up to 20% No Claims Discount
  • 24hr emergency claims helpline
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The Visicover Difference

Easy online policies

Easy online policies

Get a quote in minutes, with the ability to customise your cover and manage your policy online, all in an instant.
Fully flexible cover

Fully flexible cover

We give you the freedom to flex your cover at any time. Only ever pay for the cover you want, when you need it
Competitive premiums

Competitive premiums

Our fully online service means lower administrative costs are passed back in competitive pricing with no hidden fees
All policies underwritten by Allianz

Why aircraft insurance is so important

With the right coverage, you’re free to enjoy your time in the air, knowing you’re safeguarded from costly surprises.

  • Liability cover is compulsory across most of Europe
  • Protect the time and money invested in your aircraft
  • Accidents happen, even to experienced pilots
  • Other airfield users may not be as careful as you are
  • Cover other possessions such as spares & equipment

Aircraft insurance can cover the cost of repairs or replacement if your aircraft is lost or damaged due to unexpected events like accidents, storms, theft, or fire. It can also help protect you financially against your liability to pay compensation and legal expenses if your aircraft causes injury or property damage to others.

What's the cost?

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Options to fine tune your cover include
Aircraft Loss or Damage
Up to €2.25 million cover for loss or damage to your aircraft, subject to certain specific exclusions. *
Betterment
No deduction for time used when replacing parts with specified ‘overhaul life‘ so long as they have not exceeded the manufacturers prescribed life’, subject to certain specific exclusions. *
Spares and Equipment
Up to €10,000 for tools, unattached spares and components, subject to certain specific exclusions. *
Road Transportation
Covers your aeroplane while it is transported by road, subject to certain specific exclusions. *
Flying Clothing and Effects
Up to €4,000 for pilot’s clothing, maps, headsets, safety equipment & baggage (max. €2,000 per person), subject to certain specific exclusions. *
Personal Accident
Up to €10,000 per passenger, subject to certain specific exclusions. *
Contract Lease
Meets the requirement of finance companies to note their interest on the policy, subject to certain specific exclusions. *
Pilots
Choose named pilots only or select the ‘open’ pilot option.
Legal Liability
Up to €28.5 million cover for your potential third party / passenger liability arising out of the use of the Aircraft, subject to certain specific exclusions. *
Crown Indemnity
Extends liability cover to meet the requirements of UK MOD airfields, subject to certain specific exclusions. *
Airside Vehicle Liability
Up to €10 million to cover potential liabilities arising out of the use of a motor vehicle while airside, subject to certain specific exclusions. *
Courtesy Aircraft
Up to €25,000 for a temporary replacement aircraft following an insured loss, subject to certain specific exclusions. *
Trip Interruption
Up to €6,000 cover for emergency passenger accommodation, food & travel (max. €1,000 per person), subject to certain specific exclusions. *
NCD Protection
Protects your no claims discount entitlement in the event that you make no more than one claim under the policy in a year.
Geographical Limits
Choose from three defined areas within which the policy will operate. Cover outside of these areas may be possible subject to individual assessment.
Aircraft Use
Restrict cover to private, business and pleasure only or extend it to include other uses such as rental, instruction etc.

Download a Policy Summary or Booklet

Policy Summary Policy Booklet
 

What our customers say

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Read our articles

A Short Guide To Aircraft Insurance

A Short Guide To Aircraft Insurance

This guide aims to help you understand the types of aircraft insurance available, their associated limits plus what you can do to help reduce the cost of your cover.

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5 Tips to Optimise Your Aircraft Insurance and Reduce Your Premiums

5 Tips to Optimise Your Aircraft Insurance and Reduce Your Premiums

5 expert tips to help you reduce your aircraft insurance premiums, optimise your cover and enjoy flexible, affordable protection .

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How Pilot Cover Works and How to Reduce Your Aircraft Insurance Premium

How Pilot Cover Works and How to Reduce Your Aircraft Insurance Premium

Understand named vs open pilot cover, who’s automatically insured, and how managing pilots and flying hours can lower your aircraft insurance premiums.

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