Visicover offers many unique features, such as enabling you to manage your policy online at the time that suits you best.
This innovation extends to the design of our Aeroplane and Helicopter policies which provide a wide range of benefits, including:
|Interest Free Instalments|
|Pay your full premium when you arrange cover or pay a 30% deposit and spread the balance of your premium over 8 monthly instalments at no additional charge (0% Apr). Note, if you are paying by instalments and have a claim, the balance of the years premium becomes payable immediately.|
|Up to 20% No Claims Discount|
|Earn a discount for each claim free year you are insured up to a maximum of 20%. A 10% introductory discount is available if you are claim free but have not held insurance in your own name.|
|24-Hour Claims Hotline|
|A 24-Hour claims hotline is available so help is on hand when you most need it.|
|Working With The Allianz Group|
|Allianz Global Corporate and Speciality (AGCS) underwrite all new aviation policies while existing policies will be transferred at their renewal.
AGCS are authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) and regulated by the Financial Conduct Authority for the conduct of business in the UK.
Unlike some insurers who charge you for cover whether you need it or not, we believe you should only pay for the cover you want. We have therefore designed a flexible policy that lets you tailor your insurance to your precise needs.
Among the options available are:
|Aircraft Loss or Damage|
|Up to £1.25 million cover for loss or damage to your aeroplane.|
|No deduction for time used when replacing parts with specified ‘overhaul life' so long as they have not exceeded the manufacturers prescribed life.|
|Spares and Equipment|
|Up to £10,000 for tools, unattached spares and components.|
|Covers your aeroplane while it is transported by road.|
|Flying Clothing and Effects|
|Up to £4,000 for pilot’s clothing, maps, headsets, safety equipment & baggage (max. £2,000 per person).|
|Up to £10,000 per passenger|
|Meets the requirement of finance companies to note their interest on the policy.|
|Choose named pilots only or select the ‘open’ pilot option.|
|Up to £25 million cover for your potential third party / passenger liability arising out of the use of the Aircraft.|
|Extends liability cover to meet the requirements of MOD airfields.|
|Airside Vehicle Liability|
|Up to £10 million to cover potential liabilities arising out of the use of a motor vehicle while airside.|
|Up to £25,000 for a temporary replacement aircraft following an insured loss.|
|Up to £6,000 cover for emergency passenger accommodation, food & travel (max. £1,000 per person).|
|Allows one claim in a year without affecting next years no claims discount.|
|Choose from three defined areas within which the policy will operate.|
|Restrict cover to private, business and pleasure only or extend it to include other uses such as rental, instruction etc.|
While we can cater for a wide range of aircraft we are currently not able to accommodate warbirds, amphibious aircraft or aircraft used for agricultural purposes, hunting, fire fighting, game capture & control, pylon racing or parachuting. We can also only cater for aircraft owners who are resident in the UK or, in the case of a company, where the company's business is situated in the UK.