Flexible, low-cost sailing dinghy insurance.

The Visicover Standard. Personal, flexible, low-cost insurance, available instantly.
No compromises.

About Our Sailing Dinghy Cover

  • Customise your cover, only pay for what you need
  • 24 hr claims hotline & personal claims manager
  • Up to 25% no claims discount
  • Discounts based on mooring location, cruising area and experience
  • Freedom to flex your cover, change instantly online
  • Spread your payments, no extra cost
  • All policies underwritten by Allianz
Options to fine tune your cover include:
Vessel Loss or Damage
Covers the cost, up to the cover limit selected, for repair or replacement arising from physical loss or damage to your dinghy, subject to certain specific exclusions and the excess you have chosen. *
Third Party Liability
Covers sums, up to the cover limit selected, which you are legally liable to pay arising from ownership of the dinghy for death or injury to a third party, or damage to their property, subject to certain specific exclusions. *
Personal Accident
Pays a selected financial benefit to any person who dies, disappears or sustains a serious injury while they are embarking, on board or disembarking the dinghy with your permission, subject to certain specific exclusions and a maximum number of persons which you select. *
Medical Expenses
Covers costs, up to the cover limit selected, arising from the attendance of a qualified Medical Practitioner as a direct result of an accidental injury sustained on the dinghy, subject to certain specific exclusions and the excess you have chosen. *
Personal Belongings
Covers costs, up to the cover limit selected, for repair or replacement to your or your immediate family’s personal belongings which are lost or damaged on the dinghy, or in transit to and from the dinghy, subject to certain specific exclusions and the excess you have chosen. *
Marine Legal Protection
Covers legal advisers’ costs up to a set value to help you pursue or defend a claim relating to the dinghy for uninsured loss recovery, personal injury pursuit, contract disputes or prosecution defence arising from your ownership or use of the dinghy. Subject to certain specific exclusions. *
Trailers and Trolleys
Covers costs, up to the cover limit selected, for repair or replacement to your dinghy’s trailer or trolley for loss or damage arising from fire, theft, collision, or accident in use, subject to certain specific exclusions and the excess you have chosen. *
NCD Protection
Protects your no claims discount entitlement in the event that you make no more than one claim under the dinghy insurance policy in a year. *
Racing Cover
Add cover for use of your dinghy while racing.
Race Fee Cover
Covers the cost, up to the cover limit selected, for lost entry fees for any races you have booked but are unable to participate in due to insured loss or damage to the dinghy. *
Search, Rescue and Evacuation
Covers costs, up to the cover limit selected, for search, rescue, and evacuation operations in relation to any person on board the dinghy with your permission. *
Cruising Area
Select where you sail your dinghy, from inland lakes to coastal stretches.

Download a Policy Summary or Booklet

 

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