Boat Insurance: What are the geographical limits?

As part of the process of setting up a policy you can define a Cruising Area which is the geographical area(s) and waterway types within which the applicable cover provided by the boat insurance will operate. The cruising area itself must be within the overall Geographical Limits for the policy, which is the area within which we can normally arrange cover automatically without referral to an underwriter. The Geographical Limits are shown to the right.

We are unable to provide cover for vessels whose required cruising area is routinely outside of the Geographical limits. However, where a vessel's normal cruising area is within the Geographical Limits but a policyholder want to make a short voyage outside the limits, this may be possible by submitting a Special Cover request.