Boat Insurance: Can I use my boat to tow water toys?

It is possible to extend the permitted uses for certain types of motorised vessel to include towing of water toys (i.e. a purpose manufactured towing tube or ring). This covers liability to or of any person being towed.

There are various restrictions which apply to this option, such as limits on the numbers of people who can be towed, the requirement to have a responsible person on the boat other than the driver to monitor the people being towed, and that the toys must be towed in accordance with the manufacturer’s requirements. Full details of any restrictions are available as part of the online boat insurance quote process. 

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