Aircraft Insurance

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About Our Aircraft Insurance

About Visicover's Aircraft Insurance

Whether you just enjoy touring your home country or exploring further afield, getting the right type of aircraft insurance is important.

Not everybody’s insurance requirements are the same, so unlike some policies which charge you for cover whether you need it or not, at Visicover we believe you should only pay for the cover you want.

Our award winning aircraft insurance is designed to be flexible, letting you tailor your cover to your precise wishes. Among the options available are:

Aircraft Loss or Damage
Up to €2.25 million cover for loss or damage to your aircraft, subject to certain specific exclusions. *  
Betterment
No deduction for time used when replacing parts with specified ‘overhaul life‘ so long as they have not exceeded the manufacturers prescribed life’, subject to certain specific exclusions. *  
Spares and Equipment
Up to €10,000 for tools, unattached spares and components, subject to certain specific exclusions. *  
Road Transportation
Covers your aeroplane while it is transported by road, subject to certain specific exclusions. *  
Flying Clothing and Effects
Up to €4,000 for pilot’s clothing, maps, headsets, safety equipment & baggage (max. €2,000 per person), subject to certain specific exclusions. *  
Personal Accident
Up to €10,000 per passenger, subject to certain specific exclusions. *  
Contract Lease
Meets the requirement of finance companies to note their interest on the policy, subject to certain specific exclusions. *  
Pilots
Choose named pilots only or select the ‘open’ pilot option.  
Legal Liability
Up to €28.5 million cover for your potential third party / passenger liability arising out of the use of the Aircraft, subject to certain specific exclusions. *  
Crown Indemnity
Extends liability cover to meet the requirements of UK MOD airfields, subject to certain specific exclusions. *  
Airside Vehicle Liability
Up to €10 million to cover potential liabilities arising out of the use of a motor vehicle while airside, subject to certain specific exclusions. *  
Courtesy Aircraft
Up to €25,000 for a temporary replacement aircraft following an insured loss, subject to certain specific exclusions. *  
Trip Interruption
Up to €6,000 cover for emergency passenger accommodation, food & travel (max. €1,000 per person), subject to certain specific exclusions. *  
NCD Protection
Protects your no claims discount entitlement in the event that you make no more than one claim under the policy in a year.  
Geographical Limits
Choose from three defined areas within which the policy will operate. Cover outside of these areas may be possible subject to individual assessment.  
Aircraft Use
Restrict cover to private, business and pleasure only or extend it to include other uses such as rental, instruction etc.  

* For full details of the options available, including any exclusions, conditions or special clauses, please refer to the Policy Booklet

About Visicover's Service

Visicover is a unique service that not only enables you to buy your aircraft insurance online but to also amend it online whenever you want. This applies to just about all aspects of your policy, including updating your values insured, changing most cover options, redefining your permitted uses, amending who may pilot the aircraft, selecting different payment methods or even changing the aircraft insured if you buy a different one.

The ability to update your policy as your requirements change may reduce your premium by removing cover you no longer need. In addition to this flexibility we offer:

Interest Free Instalments
Pay your full premium when you arrange cover or pay a 30% deposit and spread the balance of your premium over 8 monthly instalments at no additional charge (0% Apr). Note, if you are paying by instalments and have a claim, the balance of the years premium becomes payable immediately.  
Up to 20% No Claims Discount
Earn a discount for each claim free year your aircraft insurance is in force up to a maximum of 20%. A 10% introductory discount is available if you are claim free but have not held insurance in your own name.  
24-Hour Claims Hotline
A 24-Hour claims hotline is available so help is on hand when you most need it.  
The Security Of Allianz
Allianz Global Corporate and Specialty (AGCS) is part of the Allianz Group and is one of the leading aircraft insurance providers in the market today. They underwrite our aircraft insurance cover.

AGCS are authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).
 

We can cater for a wide range of aircraft types. Please click below for details of the cover options available for different aircraft:

While we can cater for a wide range of aircraft we are currently not able to accommodate warbirds, amphibious aircraft or aircraft used for agricultural purposes, hunting, fire fighting, game capture & control, pylon racing or parachuting. We can also only cater for aircraft owners who are resident in the UK or, in the case of a company, where the company's business is situated in the UK.

Download a Policy Summary or Booklet    Policy Summary Policy Booklet
   
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