Boat Insurance: What is Emergency Accommodation cover?

If your vessel suffers insured loss or damage (e.g. a fire) while you are away from your home mooring, and as a result you and your guests are unable to stay on board overnight as planned, this option under your boat insurance policy can pay towards the cost of emergency alternative accommodation.

You select what cover limit you require up to £5,000, and there is no excess for you to pay in respect of a claim under this cover.

There are various exclusions which apply to this option, such as there being no cover for the first night’s accommodation costs, or where this cover option was not in force at the time of the loss.

This option is only available if you have also selected the ‘Vessel Loss or Damage’ option.

The Policy Booklet contains full details about how this cover operates, including any exclusions or conditions. Existing policyholders can download copies of the applicable Booklet for their policy by following the guide described here. Alternatively, to download the latest boat insurance Policy Booklet, please click here.

Should you wish to start an online boat insurance quote, please click here.