• Insuring your narrowboat

Insuring your narrowboat

Get a Quote

Narrowboat insurance for life on the waterways; whether you cruise, charter or live aboard, get the right cover for your vessel.

Trustpilot

The Visicover Difference

Easy online policies

Easy online policies

Get a quote in minutes, with the ability to customise your cover and manage your policy online, all in an instant.
Fully flexible cover

Fully flexible cover

We give you the freedom to flex your cover at any time. Only ever pay for the cover you want, when you need it
Competitive premiums

Competitive premiums

Our fully online service means lower administrative costs are passed back in competitive pricing with no hidden fees
All policies underwritten by Allianz

About narrowboat insurance from Visicover

Protect your narrowboat with Visicover's specialist inland waterways insurance. Get an instant quote with unique options including flexible live-aboard protection for houseboats and their contents. Backed by the underwriting security of Allianz.

  • Add contents cover if your narrowboat is your permanent residence
  • Map your cruising area to only pay for the waterways you will be navigating
  • Add cover to use your vessel for skippered or bareboat chartering
  • Choose your level of cover from third-party liability to full hull protection.
  • Discounts available for boating experience and applicable qualifications

Get your narrowboat quote today

Instant online quotes, tailored to your vessel and how you cruise.

  • Pay by instalments at no extra cost
  • Up to 25% no claims discount
  • 24hr emergency claims helpline
Get a Quote
Trustpilot
Options to fine tune your cover include
Vessel Loss or Damage
Covers the cost, up to the cover limit selected, for repair or replacement arising from physical loss or damage to your narrowboat, subject to certain specific exclusions and the excess you have chosen. *
Third Party Liability
Covers sums, up to the cover limit selected, which you are legally liable to pay arising from ownership of the narrowboat for death or injury to a third party, or damage to their property, subject to certain specific exclusions. *
Marina Benefits
Protects your no claims discount entitlement, and avoids you having to pay an excess, if you make a claim for loss or damage to your narrowboat sustained while it is moored / stored in a specified marina. *
Mooring Fees
Covers the cost, up to the cover limit selected, of mooring fees incurred while you are unable to use the narrowboat as the result of either a serious accidental injury to yourself, or insured loss or damage to your narrowboat, subject to certain specific exclusions. *
Emergency Accommodation
Covers the cost, up to the cover limit selected, of emergency accommodation for you and your passengers if your narrowboat is made uninhabitable as the result of loss or damage covered by this policy, subject to certain specific exclusions. *
Emergency Travel
Covers the cost, up to the cover limit selected, of getting you and your passengers home if your narrowboat is no longer seaworthy due to loss or damage covered by this policy, or serious injury to a key crew member, subject to certain specific exclusions. *
Emergency Breakdown
Covers call out, parts and labour costs, up to the cover limit selected, if your narrowboat is no longer seaworthy as the result of a mechanical breakdown, subject to certain specific exclusions. *
War and Related Risks
Extends the protection provided by the policy to cover War, Capture, Piracy or Terrorism, subject to certain specific exclusions. *
Search, Rescue and Evacuation
Covers costs, up to the cover limit selected, for search, rescue, and evacuation operations in relation to any person on board the narrowboat with your permission. *
Tenders
Choose if you wish to specify and include cover for your narrowboat’s tenders.
Machinery Extension
This option extends the Vessel loss and damage cover to include repair or replacement to the narrowboat’s machinery following damage caused by latent defects or breakage of shafts, subject to certain specific exclusions and the excess you have chosen. *
Replacement Locks and Keys
Covers the cost, up to the cover limit selected, of replacing locks and keys following the theft or loss of keys to the narrowboat’s external doors, subject to certain specific exclusions. *
Courtesy Vessel
Covers the cost, up to the cover limit selected, of hiring a replacement vessel if your narrowboat is made unseaworthy as the result of loss or damage covered by this policy, subject to certain specific exclusions. *
NCD Protection
Protects your no claims discount entitlement in the event that you make no more than one claim under the policy in a year. *
Personal Accident
Pays a selected financial benefit to any person who dies, disappears or sustains a serious injury while they are embarking, on board or disembarking the narrowboat with your permission, subject to certain specific exclusions and a maximum number of persons which you select. *
Medical Expenses
Covers costs, up to the cover limit selected, arising from the attendance of a qualified Medical Practitioner as a direct result of an accidental injury sustained on the narrowboat, subject to certain specific exclusions and the excess you have chosen. *
Personal Belongings
Covers costs, up to the cover limit selected, for repair or replacement to your or your immediate family’s personal belongings which are lost or damaged on the narrowboat, or in transit to and from the narrowboat, subject to certain specific exclusions and the excess you have chosen. *
Houseboat Contents and Related Options
Offers a range of options for owners where the narrowboat is their primary residence, such as cover for houseboat contents, cover for possessions taken away from the narrowboat or kept in student accommodation, alternative accommodation costs and public liability. Subject to certain specific exclusions and the excess you have chosen. *

Download a Policy Summary or Booklet

Policy Summary Policy Booklet
 

What our customers say

Trustpilot

Read our articles

A Short Guide to Narrowboat Insurance

A Short Guide to Narrowboat Insurance

This guide aims to help you understand not only the types of protection available for narrowboats, but also what you can do to help reduce the cost of your cover.

10 mins
Read time
Read more
Do You Need Boat Insurance in the UK? A Practical, Easy-to-Understand Guide

Do You Need Boat Insurance in the UK? A Practical, Easy-to-Understand Guide

Wondering if you need cover? This guide explains when cover is required by marinas, inland waterways, or if visiting European countries, plus how a policy can protect your finances as well as your vessel.

5 mins
Read time
Read more
Boat Insurance Claims: A Complete Step-by-Step Guide

Boat Insurance Claims: A Complete Step-by-Step Guide

Need to make a claim? This step-by-step guide explains what to do after an incident, how to stay safe, record damage, notify your insurer, submit documents, and manage surveys, repairs, or settlements.

6 mins
Read time
Read more