• Insuring your kayak

Kayak Insurance

Get a Quote

Kayak insurance tailored to how you paddle; cover whitewater use, racing, personal accident and your trailer or trolley, with discounts for experience.

Trustpilot

The Visicover Difference

Easy online policies

Easy online policies

Get a quote in minutes, with the ability to customise your cover and manage your policy online, all in an instant.
Fully flexible cover

Fully flexible cover

We give you the freedom to flex your cover at any time. Only ever pay for the cover you want, when you need it
Competitive premiums

Competitive premiums

Our fully online service means lower administrative costs are passed back in competitive pricing with no hidden fees
All policies underwritten by Allianz

Flexible kayak cover tailored for you

Protect your kayak with Visicover's specialist insurance. Whether you tour, race or tackle whitewater, get an instant quote tailored to your kayak, with essential cover including third-party liability, vessel loss or damage and personal accident. Backed by the underwriting security of Allianz.

  • Extend cover for racing or navigating whitewater
  • Add cover for personal accident and belongings
  • Include cover for your trailer or trolley
  • Map your paddling area to only pay for the waterways you use
  • Discounts available for experience and applicable qualifications

Get your kayak quote today

Instant online quotes, tailored to your kayak and how you use it.

  • Pay by instalments at no extra cost
  • Up to 25% no claims discount
  • 24hr emergency claims helpline
Get a Quote
Trustpilot
Options to fine tune your cover include
Vessel Loss or Damage
Covers the cost, up to the cover limit selected, for repair or replacement arising from physical loss or damage to your kayak, subject to certain specific exclusions and the excess you have chosen. *
Third Party Liability
Covers sums, up to the cover limit selected, which you are legally liable to pay arising from ownership of the kayak for death or injury to a third party, or damage to their property, subject to certain specific exclusions. *
Personal Accident
Pays a selected financial benefit to any person who dies, disappears or sustains a serious injury while they are embarking, on board or disembarking the kayak with your permission, subject to certain specific exclusions and a maximum number of persons which you select. *
Medical Expenses
Covers costs, up to the cover limit selected, arising from the attendance of a qualified Medical Practitioner as a direct result of an accidental injury sustained on the kayak, subject to certain specific exclusions and the excess you have chosen. *
Personal Belongings
Covers costs, up to the cover limit selected, for repair or replacement to your or your immediate family’s personal belongings which are lost or damaged on the kayak, or in transit to and from the kayak, subject to certain specific exclusions and the excess you have chosen. *
Trailers and Trolleys
Covers costs, up to the cover limit selected, for repair or replacement to your kayak’s trailer or trolley for loss or damage arising from fire, theft, collision, or accident in use, subject to certain specific exclusions and the excess you have chosen. *
NCD Protection
Protects your no claims discount entitlement in the event that you make no more than one claim under the policy in a year. *
Search, Rescue and Evacuation
Covers costs, up to the cover limit selected, for search, rescue, and evacuation operations in relation to any person on board the kayak with your permission, subject to certain specific exclusions. *
Racing or White Water Cover
Add cover for use of your kayak while racing, slaloming or white water navigating.
Race Fee Cover
Covers the cost, up to the cover limit selected, for lost entry fees for any races you have booked but are unable to participate in due to insured loss or damage to the kayak, subject to certain specific exclusions. *

Download a Policy Summary or Booklet

Policy Summary Policy Booklet
 

What our customers say

Trustpilot

Read our articles

How to Cut the Cost of Your Boat Insurance?

How to Cut the Cost of Your Boat Insurance?

This article outlines some simple steps that vessel owners may wish to consider to help cut the cost of protecting themselves and their boat.

5 mins
Read time
Read more
Do You Need Boat Insurance in the UK? A Practical, Easy-to-Understand Guide

Do You Need Boat Insurance in the UK? A Practical, Easy-to-Understand Guide

Wondering if you need cover? This guide explains when cover is required by marinas, inland waterways, or if visiting European countries, plus how a policy can protect your finances as well as your vessel.

5 mins
Read time
Read more
Boat Insurance Claims: A Complete Step-by-Step Guide

Boat Insurance Claims: A Complete Step-by-Step Guide

Need to make a claim? This step-by-step guide explains what to do after an incident, how to stay safe, record damage, notify your insurer, submit documents, and manage surveys, repairs, or settlements.

6 mins
Read time
Read more