• Insuring your dinghy

Insuring your dinghy

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Sailing dinghy insurance for racing and leisure; racing, accidental damage, personal accident and trailer cover available, with discounts for experience.

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The Visicover Difference

Easy online policies

Easy online policies

Get a quote in minutes, with the ability to customise your cover and manage your policy online, all in an instant.
Fully flexible cover

Fully flexible cover

We give you the freedom to flex your cover at any time. Only ever pay for the cover you want, when you need it
Competitive premiums

Competitive premiums

Our fully online service means lower administrative costs are passed back in competitive pricing with no hidden fees
All policies underwritten by Allianz

About sailing dinghy insurance from Visicover

Protect your dinghy with Visicover's specialist sailing dinghy insurance. Whether you race or sail for leisure, get an instant quote with accidental damage, up to £5M third-party liability and personal accident cover options. Backed by the underwriting security of Allianz.

  • Extend cover to include racing, with an option to cover lost race entry fees
  • Choose your level of third-party liability cover, up to £5M
  • Specify cover for your trailer or trolley
  • Map your sailing area to only pay for the waters you use
  • Discounts available for security and RYA qualifications

Get your sailing dinghy quote today

Instant online quotes, tailored to your vessel and how you sail.

  • Pay by instalments at no extra cost
  • Up to 25% no claims discount
  • 24hr emergency claims helpline
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Options to fine tune your cover include
Vessel Loss or Damage
Covers the cost, up to the cover limit selected, for repair or replacement arising from physical loss or damage to your dinghy, subject to certain specific exclusions and the excess you have chosen. *
Third Party Liability
Covers sums, up to the cover limit selected, which you are legally liable to pay arising from ownership of the dinghy for death or injury to a third party, or damage to their property, subject to certain specific exclusions. *
Personal Accident
Pays a selected financial benefit to any person who dies, disappears or sustains a serious injury while they are embarking, on board or disembarking the dinghy with your permission, subject to certain specific exclusions and a maximum number of persons which you select. *
Medical Expenses
Covers costs, up to the cover limit selected, arising from the attendance of a qualified Medical Practitioner as a direct result of an accidental injury sustained on the dinghy, subject to certain specific exclusions and the excess you have chosen. *
Personal Belongings
Covers costs, up to the cover limit selected, for repair or replacement to your or your immediate family’s personal belongings which are lost or damaged on the dinghy, or in transit to and from the dinghy, subject to certain specific exclusions and the excess you have chosen. *
Trailers and Trolleys
Covers costs, up to the cover limit selected, for repair or replacement to your dinghy’s trailer or trolley for loss or damage arising from fire, theft, collision, or accident in use, subject to certain specific exclusions and the excess you have chosen. *
NCD Protection
Protects your no claims discount entitlement in the event that you make no more than one claim under the dinghy insurance policy in a year. *
Racing Cover
Add cover for use of your dinghy while racing.
Race Fee Cover
Covers the cost, up to the cover limit selected, for lost entry fees for any races you have booked but are unable to participate in due to insured loss or damage to the dinghy. *
Search, Rescue and Evacuation
Covers costs, up to the cover limit selected, for search, rescue, and evacuation operations in relation to any person on board the dinghy with your permission. *

Download a Policy Summary or Booklet

Policy Summary Policy Booklet
 

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