Boat Insurance: What is Emergency Breakdown cover?

If the Vessel suffers a mechanical breakdown while away from its home mooring, this boat insurance option will pay towards the cost of call out charges for the attendance of a suitably qualified marine engineer or technician, and the costs of parts and labour incurred during the call out.

You choose what cover limit you require up to £1,500. You can also select, within certain limits, what level of excess you are prepared to pay in the event of a claim.

There are various exclusions which apply to this option, such as for costs incurred in you conducting the repair yourself, or any parts or labour costs not incurred at the time of the initial call out.

This option is only available if you have also selected the ‘Vessel Loss or Damage’ option.

The Policy Booklet contains full details about how this cover operates, including any exclusions or conditions. Existing policyholders can download copies of the applicable Booklet for their policy by following the guide described here. Alternatively, to download the latest boat insurance Policy Booklet, please click here.

Should you wish to start an online boat insurance quote, please click here.