Boat Insurance: Can I insure my boat trailer or trolley?

Trailers and trolleys are non-motorised devices specifically designed to move your vessel on land, with the distinction being trailers are designed to be attached to a motorised road vehicle while trolleys are not.

The ‘Trailers and Trolleys’ cover option can provide cover for the cost of loss or damage to your trailer or trolley arising from specific causes such as theft, fire, and accidental collision.

When creating an online boat insurance quote you can choose what value you wish to insure your trailer or trolley for up to a limit which will vary based on whether it is a trailer or trolley. You can also select, within certain limits, what level of excess you are prepared to pay in the event of a claim.

There are various exclusions which apply to this option, such as theft of a trailer is not secured by a hitchlock when attached to a vehicle or for damage to the trailer’s tyres from braking or punctures.

This option is only available if you have also selected cover for loss or damage to the boat.

The Policy Booklet contains full details about how this cover operates, including any exclusions or conditions. Existing policyholders can download copies of the applicable Booklet for their policy by following the guide described here. Alternatively, to download the latest Policy Booklet, please click here.