Boat Insurance: Who is insured to be in control of the boat?

When creating an online boat insurance quote you can choose whether you want to restrict who may be in control of the vessel to yourself only or whether you also wish to allow other people to be in control of it. By ‘in control’ we mean on-board the vessel and responsible for overseeing its safe operation while it is in use, even if not at the helm for all of that time.

If you select to allow people, other than yourself, to be in control of the vessel then, depending on the type of vessel involved, they will need to meet certain minimum requirements in relation to their age, experience, qualifications and claims history. Full details of any requirements are available as part of the quote process.