• Insuring your canal boat

Insuring your canal boat

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  • Pay by instalments at no extra cost
  • Up to 25% No Claims Discount
  • 24hr emergency claims helpline
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The Visicover Difference

Easy online policies

Easy online policies

Get a quote in minutes, with the ability to customise your cover and manage your policy online, all in an instant.
Fully flexible cover

Fully flexible cover

We give you the freedom to flex your cover at any time. Only ever pay for the cover you want, when you need it
Competitive premiums

Competitive premiums

Our fully online service means lower administrative costs are passed back in competitive pricing with no hidden fees
All policies underwritten by Allianz

About canal boat insurance from Visicover

Protect your vessel with Visicover’s tailored canal boat insurance. Whether you own a narrowboat, widebeam or river cruiser, our flexible policies offer comprehensive cover for vessel damage, £3m+ third-party liability, and marina benefits. Enjoy online ease with instant quotes and the ability to customise your policy, paying only for the cover you want.

From liveaboard contents to emergency breakdown, get specialist protection for life on the UK's waterways.

  • If it is your permanent residence, add cover for your vessel's contents
  • Map your cruising area to only pay to cover the waterways you will be using
  • Add cover to use your vessel for skippered or bareboat chartering
  • Discounts available for boating experience and applicable qualifications
  • Select cover options to tailor your policy as you want

What's the cost?

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Options to fine tune your cover include
Vessel Loss or Damage
Covers the cost, up to the cover limit selected, for repair or replacement arising from physical loss or damage to your canal boat, subject to certain specific exclusions and the excess you have chosen. *
Third Party Liability
Covers sums, up to the cover limit selected, which you are legally liable to pay arising from ownership of the canal boat for death or injury to a third party, or damage to their property, subject to certain specific exclusions. *
Marina Benefits
Protects your no claims discount entitlement, and avoids you having to pay an excess, if you make a claim for loss or damage to your canal boat sustained while it is moored / stored in a specified marina. *
Mooring Fees
Covers the cost, up to the cover limit selected, of mooring fees incurred while you are unable to use the canal boat as the result of either a serious accidental injury to yourself, or insured loss or damage to your canal boat, subject to certain specific exclusions. *
Emergency Accommodation
Covers the cost, up to the cover limit selected, of emergency accommodation for you and your passengers if your canal boat is made uninhabitable as the result of loss or damage covered by this policy, subject to certain specific exclusions. *
Emergency Travel
Covers the cost, up to the cover limit selected, of getting you and your passengers home if your canal boat is no longer seaworthy due to loss or damage covered by this policy, or serious injury to a key crew member, subject to certain specific exclusions. *
Emergency Breakdown
Covers call out, parts and labour costs, up to the cover limit selected, if your canal boat is no longer seaworthy as the result of a mechanical breakdown, subject to certain specific exclusions. *
War and Related Risks
Extends the protection provided by the policy to cover War, Capture, Piracy or Terrorism, subject to certain specific exclusions. *
Search, Rescue and Evacuation
Covers costs, up to the cover limit selected, for search, rescue, and evacuation operations in relation to any person on board the canal boat with your permission. *
Tenders
Choose if you wish to specify and include cover for your canal boat’s tenders.
Machinery Extension
This option extends the Vessel loss and damage cover to include repair or replacement to the canal boat’s machinery following damage caused by latent defects or breakage of shafts, subject to certain specific exclusions and the excess you have chosen. *
Replacement Locks and Keys
Covers the cost, up to the cover limit selected, of replacing locks and keys following the theft or loss of keys to the canal boat’s external doors, subject to certain specific exclusions. *
Courtesy Vessel
Covers the cost, up to the cover limit selected, of hiring a replacement vessel if your canal boat is made unseaworthy as the result of loss or damage covered by this policy, subject to certain specific exclusions. *
NCD Protection
Protects your no claims discount entitlement in the event that you make no more than one claim under the policy in a year. *
Personal Accident
Pays a selected financial benefit to any person who dies, disappears or sustains a serious injury while they are embarking, on board or disembarking the canal boat with your permission, subject to certain specific exclusions and a maximum number of persons which you select. *
Medical Expenses
Covers costs, up to the cover limit selected, arising from the attendance of a qualified Medical Practitioner as a direct result of an accidental injury sustained on the canal boat, subject to certain specific exclusions and the excess you have chosen. *
Personal Belongings
Covers costs, up to the cover limit selected, for repair or replacement to your or your immediate family’s personal belongings which are lost or damaged on the canal boat, or in transit to and from the canal boat, subject to certain specific exclusions and the excess you have chosen. *
Houseboat Contents and Related Options
Offers a range of options for owners where the canal boat is their primary residence, such as cover for houseboat contents, cover for possessions taken away from the canal boat or kept in student accommodation, alternative accommodation costs and public liability. Subject to certain specific exclusions and the excess you have chosen. *

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