Boat Insurance: What is Student Contents cover?

This option can extend the cover provided under the Houseboat Contents option of the boat insurance policy to also apply to your or your immediate family’s contents that are being kept in student lodgings while you or they are attending university, college, or boarding school.

You select what cover limit you require up to £5,000 per student and also how many students you wish to cover to a maximum of 4. Claims under the Student Contents section will be subject to the contents excess you select.

There are various additional exclusions which apply to this option, such as there being no cover for theft or attempted theft unless there are signs of forced entry to the student accommodation.

This option is only available if you have also selected the ‘Houseboat Contents’ option.

The Policy Booklet contains full details about how this cover operates, including any exclusions or conditions. Existing policyholders can download copies of the applicable Booklet for their policy by following the guide described here. Alternatively, to download the latest boat insurance Policy Booklet, please click here.

Should you wish to start an online boat insurance quote, please click here.

Boat Insurance
  • Wide range of vessel types covered
  • Discounts for boating experience
  • Extensive FAQs
  • Automated pop-up tips
  • On-demand help pop-ups