Boat Insurance: What is Medical Expenses cover?

This boat insurance option can pay towards the cost of emergency medical treatment if you, or anyone on board your vessel with your permission, have an accident onboard which results in a serious injury.

You select what cover limit you require up to £10,000 and also what level of excess you wish to pay

There are various exclusions which apply to this option, such as if the person is injured while undertaking a hazardous activity (e.g. diving, water skiing etc), or if they are under the influence of drink or drugs.

The Policy Booklet contains full details about how this cover operates, including any exclusions or conditions. Existing policyholders can download copies of the applicable Booklet for their policy by following the guide described here. Alternatively, to download the latest boat insurance Policy Booklet, please click here.

Should you wish to start an online boat insurance quote, please click here.

Boat Insurance
  • Wide range of vessel types covered
  • Discounts for boating experience
  • Extensive FAQs
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