Boat Insurance: Can I charter out my boat?

It is possible to extend the permitted uses of certain types of vessel to include their being chartered out. There are various chartering options including:

• Skipper charter: Hire of the vessel to a third party where the owner or their appointed skipper remains in control of the vessel, but specifically excluding use by the charterer for fishing, diving or training.
• Skipper charter – Fishing: Standard skipper charter specifically for the purpose of fishing by the charterer.
• Skipper charter – Diving: Standard skipper charter specifically for the purpose of diving by the charterer.
• Skipper charter – Tuition: Standard skipper charter specifically for the purpose of provision of tuition to or by the charterer.
• Bareboat charter: Hire of the vessel to a third party for a protracted period where they are in control of the vessel.
• Day hire: Hire of the vessel to a third party for period of 24 hours or less where they are in control of the vessel.

Owners of eligible vessels can select the type of charter cover they want when creating an online boat insurance quote. Various restrictions and requirements apply to each of these uses, full details of which are available as part of the quote process.